Credit Reestablishment
Attorney in Houston, Texas

Houston Bankruptcy Attorney

Filing bankruptcy takes a toll on your credit rating, and reestablishing your score can be a daunting process. With help from the Houston bankruptcy lawyer at Payne & Associates, however, you don't have to fight the battle alone. We have been helping clients recover from bankruptcy and reestablish their credit for more than 15 years.

Your Credit Score

Credit scores are the main way that creditors establish your ability to pay back any loans. Having a high score is critical to getting the best rates and being able to make significant purchases.

Reestablishing your credit can help you:

• Make major purchases like homes and cars

• Start a business

• Qualify for lower interest rates

• Apply for credit cards or personal loans

Increase Your Credit Score

Reestablishing your credit score won't happen overnight and there are no quick fixes. Additionally, everyone's credit is different, so it's important to work with Houston bankruptcy lawyers to create a personalized plan. At Payne & Associates, we're different from other Houston bankruptcy attorneys in that we include rebuilding and monitoring your credit into the cost of filing bankruptcy. This gives our clients the peace of mind to continue with their lives.

We help you by taking a holistic approach to re-establishing your credit and evaluating your entire financial situation. We then use those details to create a plan specific to your needs. Reestablishing your credit score takes discipline and clients must stick to the plan, but we can help you every step of the way.